Terms of Use

Last Updated: June 2026

Agreement to Terms

By accessing and using the birch-point website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this website and our services.

Definitions

Throughout these Terms:

• "We," "us," "our" refers to birch-point
• "You," "your" refers to the user or viewer of our website
• "Services" refers to all property analysis and advisory services offered by birch-point
• "Website" refers to birch-point.com and all associated pages

Use License

Permission is granted to temporarily access and view the materials on birch-point's website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or public display
• Attempt to reverse engineer any software on our website
• Remove copyright or proprietary notations from materials
• Transfer materials to another person or mirror the content on another server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by birch-point at any time. Upon termination, you must destroy any downloaded materials in your possession.

Services and Engagement

Service Scope

Our property analysis and advisory services are provided for informational purposes. We conduct independent research and provide professional opinions based on available information and our expertise. However:

• Our services do not constitute financial, legal, or investment advice
• We do not guarantee specific outcomes or returns on property investments
• Final decisions regarding property purchases remain your responsibility
• You should consult qualified professionals before making significant financial commitments

Service Delivery

When you engage our services:

• Timelines provided are estimates and may vary based on circumstances
• We will make reasonable efforts to meet agreed deadlines
• Access to properties and information may affect delivery schedules
• Additional fees may apply for services outside the agreed scope

Client Responsibilities

When engaging our services, you agree to:

• Provide accurate and complete information
• Respond to information requests in a timely manner
• Arrange necessary access to properties and documents
• Pay agreed fees according to the payment terms
• Inform us of any material changes to your requirements

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of birch-point and is protected by copyright, trademark, and other intellectual property laws. Reports, analyses, and documents we prepare for you are for your personal use only and may not be:

• Reproduced or distributed without our written permission
• Used for commercial purposes by third parties
• Published or shared publicly without authorization

Accuracy of Information

We strive to provide accurate and up-to-date information on our website and in our services. However:

• Property market conditions change rapidly
• Information sources may contain errors or become outdated
• We rely on third-party data that we cannot independently verify in all cases
• Past performance does not guarantee future results

We make no warranties or representations about the accuracy, completeness, or reliability of information provided through our website or services.

Limitation of Liability

To the fullest extent permitted by law, birch-point shall not be liable for:

• Any direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from property investment decisions
• Errors or omissions in information provided
• Interruption or delay in service delivery
• Actions taken based on our analysis or recommendations

Our total liability for any claim arising from our services shall not exceed the fees paid for those specific services.

Indemnification

You agree to indemnify and hold harmless birch-point, its directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any third-party rights
• Any false or misleading information you provide

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by birch-point. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party sites. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of third-party resources.

Privacy

Your use of our website and services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Payment Terms

For services requiring payment:

• Fees are as specified in our service descriptions or proposals
• Payment is typically required before service delivery unless otherwise agreed
• All fees are in British Pounds Sterling unless stated otherwise
• Refunds are provided only in accordance with our refund policy
• Late payments may incur additional charges
• We reserve the right to suspend services for non-payment

Termination

We reserve the right to terminate or suspend access to our website and services at any time, without prior notice, for conduct that we believe:

• Violates these Terms of Use
• Is harmful to other users or our business
• Violates applicable laws or regulations
• Constitutes fraudulent or abusive behavior

Professional Conduct

While we provide professional property analysis services:

• We are not regulated financial advisors or investment professionals
• We do not provide legal advice or act as solicitors
• We do not conduct formal property surveys or structural inspections
• We recommend engaging appropriate regulated professionals for specific needs

Disclaimer

The materials on birch-point's website and services are provided on an "as is" basis. We make no warranties, expressed or implied, and hereby disclaim all other warranties including, without limitation:

• Implied warranties of merchantability or fitness for a particular purpose
• Non-infringement of intellectual property or other rights
• Freedom from errors, viruses, or harmful components

Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

In the event of any dispute or claim arising from these Terms or our services:

• We encourage you to contact us first to seek informal resolution
• Both parties agree to attempt good faith negotiation
• If informal resolution fails, disputes may be escalated to formal proceedings

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely reflects the original intent.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website with an updated revision date. Your continued use of the website or services after changes constitutes acceptance of the modified terms. We encourage you to review these Terms periodically.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and birch-point regarding use of our website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

birch-point
15 Castle Street
Liverpool L2 4SU
United Kingdom
Email: [email protected]

Acknowledgment

By using this website and our services, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by their provisions.